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Top 4 Things to Consider When Purchasing Your British Home

The following is a list to buying a home in Britain, taking note of the housing market as it is today.

Top 4 Things to Consider When Purchasing Your British Home

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House prices are steadily climbing in Britain

Home prices have risen around 5%, with faster growth outside of London. Overall, the housing prices have increased by 4.7%, on average. Some areas have increased by as much as 7.5%, while others have seen a 0.5% increase. Before purchasing a home, consider the location you desire. Pricing will differ greatly.

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Buying a home is typically the largest investment

On average, people tend to utilize a mortgage that is three times their annual income. When deciding on the amount of the mortgage you require, consider not just the monthly mortgage payment, but other costs that occur monthly when you own your own home.

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There are different services that charge additional f...

The government, surveyors, solicitors. all these individuals must be involved during the home purchase, and most of them will charge you for their time. In addition to these fees, remember to consider the deposit for your new home typically 5% - 20% of the purchase price.

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Also consider mortgage fees

These can increase the costs and fees of your mortgage exponentially and make it more difficult to secure the funding required to purchase a home.

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